How Myers House Buyers Stopped an Augusta, Georgia Foreclosure in 14 Days — and Helped a Retired Homeowner Reach Her Family

By Paul Myers, Owner, Myers House Buyers · Last updated: July 2026

Editorial disclaimer: This case study is shared for educational and informational purposes only. Every property, financial situation, and foreclosure timeline is different, and the outcome described here should not be read as a guarantee of similar results. Myers House Buyers does not provide legal, tax, or financial advice. Homeowners facing foreclosure, medical debt, or title questions should consult a qualified attorney, tax professional, or housing counselor before making a decision. The seller’s identity has been withheld at her request, and only general details are used with her permission.

At a Glance

Facing foreclosure in the Augusta area? Time matters. Call Paul Myers at Myers House Buyers: (706) 350-2379 — cash offers within the hour, close in as few as 14 days. No repairs. No commissions. Buy as-is. Get your offer at myershousebuyers.com/contact-us.

The house at 228 Woodland Drive had not been empty in a long time. It was still full — belongings packed into every room, decades of a life still in place — when the homeowner realized she had run out of options. She needed a solution, fast. 

Medical bills had taken what little financial cushion she had, and the bank was no longer willing to wait. A foreclosure date was closing in, and she had no way to list the house, clear it out, or wait months for a buyer. She reached out to a real estate agent. 

The agent knew exactly who to call.

Why Was Listing With an Agent Not a Realistic Option?

For most homeowners, listing with an agent is the default move when they need to sell. But a traditional listing comes with a timeline that a seller in foreclosure often cannot afford. 

In the Augusta area, the path from a signed listing agreement to a funded closing typically takes around 56 days. And that assumes a buyer qualifies for financing, the inspection goes cleanly, and nothing falls through. Listing is a long and time-consuming process. 

This seller’s path to foreclosure followed a route that is more common than most people realize. She had taken a loan against her home to cover medical debts. By the time a foreclosure date was on the calendar, the home was the only thing standing between her and a clean exit. 

There was no other cushion.

Georgia adds its own pressure to a timeline like this. It is a non-judicial foreclosure state, which means lenders can move to a sale relatively quickly once the process begins, as outlined in the Georgia Department of Law’s guidance on foreclosure. For a homeowner already behind, that speed leaves very little room to plan a traditional sale.

This seller had no runway. The foreclosure process was already in motion, and the clock on the bank’s end was not pausing for anyone. On top of the timeline problem, the home was still filled with her belongings — furniture, personal items, the accumulated contents of years lived there. 

A retail buyer would have expected showings. But showings require a home that is ready to show. Clearing a full house takes time, money, and physical capacity that a retiree navigating a financial crisis did not have. A traditional listing was not just inconvenient in this situation.

It was not a real option.

How Did the Right Referral Put a Deal on the Table?

Kim Bragg, Broker at Kim Bragg and Associates, had seen enough distressed-seller situations to recognize when a cash buyer was the right fit. She also understood that speed and clarity are a priority when foreclosure is on the table. A bad referral would have cost this seller her only window. She referred the homeowner to Myers House Buyers.

Myers House Buyers has been buying homes across the Augusta area since 2007. 

Paul Myers, owner of Myers House Buyers, grew up in Augusta, attended Lakeside High School, and returned after studying at the University of Georgia. In nearly two decades of work in Hephzibah, Martinez, Evans, and throughout the city, he has built a practice centered on what he calls win-win solutions. Centered on giving homeowners a real path forward. 

You can read more about the team on the Myers House Buyers About page.

Within an hour of that first contact, Paul had an offer on the table. For a seller staring down a foreclosure deadline, that speed changed everything. She did not have to explain her situation to multiple parties, wait while someone decided whether they wanted to take on an occupied, as-is home, or wonder whether an offer was actually coming. The answer was already there.

Behind on payments or facing a fast-moving deadline in Augusta? Call Myers House Buyers at (706) 350-2379 — cash offer within the hour.

What Did the Solution Actually Look Like?

Myers House Buyers purchased the home at 228 Woodland Drive as-is. That meant no repairs, no clearing the house before closing, no contractor work to complete before the sale could move forward. The offer accounted for the home’s condition from the first conversation, and the seller did not have to make any changes to the property before the closing date.

The closing happened in 14 days — a fraction of what a traditional financed sale would have required. But closing the sale was only part of what needed to happen. Relocating to be with family required real resources for the seller: a moving pod, transportation costs, and the basics of starting over. Getting her those funds in time was part of what made the deal matter.

The team went beyond what the contract required. They even helped the seller load her moving pod — work that had nothing to do with the transaction itself. Zach Cook, who worked with the seller throughout the process, later shared that she told Paul he was the sweetest person in the world for what the team had done for her.

Where Do Things Stand Now?

The sale closed August 19, 2025. The foreclosure was stopped. The seller relocated north to be with her family — belongings in tow, with money from the sale in hand. Myers House Buyers sold the property through a wholetail exit, reselling it in near-as-is condition to a new buyer.

A completed foreclosure auction is a different kind of event. It goes on record and can affect a homeowner’s credit for years, a consequence explained in the Consumer Financial Protection Bureau’s foreclosure resources. It also removes a seller’s ability to direct the outcome. 

None of that happened here. The seller left with resources, with her belongings, and with somewhere to go. For a retired homeowner who had run out of leeway, a 14-day close meant starting fresh, rather than going through a devastating foreclosure.

By the Numbers: Myers House Buyers vs. a Traditional Listing

All comparisons involving retail timelines and costs are estimated based on typical Augusta-area market conditions.

Frequently Asked Questions

Can I sell my house if I am facing foreclosure?

Yes, as long as the foreclosure auction has not yet occurred. A cash buyer can often close in days, which may be enough time to pay off the lender and stop the process before it is finalized. Acting quickly is critical — the sooner you reach out, the more options you have.

Does my house need to be empty or repaired before a cash sale?

No. Cash buyers purchase homes in their current condition, belongings and all. There are no showings, no staging requirements, and no repair lists. The buyer accounts for the home’s condition in the offer.

How fast can a cash sale actually close?

Myers House Buyers delivered an offer within an hour of first contact on this property and closed in 14 days. Timelines vary depending on title work and other logistics, but cash transactions routinely close in a fraction of the time it takes for a financed retail sale.

Will selling stop the foreclosure on my record?

If the sale closes before the foreclosure auction, the lender is paid through the proceeds, and the process stops. A foreclosure auction that completes before closing can affect your credit and your ability to direct the outcome, so timing matters. Consult a local real estate attorney or title company for guidance on your specific situation.

What happens to my belongings if I sell as-is?

That depends on what you negotiate with the buyer. In this case, the seller was still moving her belongings out when the deal closed, and the Myers House Buyers team helped her load her moving pod before she relocated. It is worth asking your buyer directly what flexibility is available for your timeline and possessions.

Ready to Sell Your Augusta-Area Home Fast?

If you are behind on payments, dealing with medical debt, or facing foreclosure, Myers House Buyers buys homes across the Augusta, Georgia area in any condition. As-is, no repairs required, no commissions. A cash offer can be on the table within hours.

Paul Myers and the team close on the seller’s timeline. Not the bank’s. 

Call (706) 350-2379 or visit myershousebuyers.com/contact-us.

About the Author

Paul Myers | Owner, Myers House Buyers

Paul Myers has been buying homes in the Augusta area since 2007. A lifelong Augusta resident, he graduated from Lakeside High School and studied at the University of Georgia. He has worked across Hephzibah, Martinez, Evans, and the wider Augusta market, building a practice centered on win-win solutions — deals where a homeowner reaches their goal and walks away with a real path forward.

Paul is married to Shannon, and they have four children. The family enjoys tennis, pickleball, Georgia football, the outdoors, and traveling. He is an active member of First Presbyterian Church of Augusta.

Contact: (706) 350-2379 | myershousebuyers.com/our-company

Sources

• Georgia Department of Law, Consumer Protection Division, “Foreclosure.” Accessed July 8, 2026. https://consumer.georgia.gov/consumer-topics/foreclosure
• Consumer Financial Protection Bureau, “Resources to help you avoid foreclosure.” Accessed July 8, 2026. https://www.consumerfinance.gov/consumer-tools/mortgages/foreclosure/
• Redfin, “Augusta, GA Housing Market.” Accessed July 8, 2026. https://www.redfin.com/city/36058/GA/Augusta-Richmond/housing-market